Mortgage Broker Ipswich

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No need for Face to Face meeting
Available 8am to 7pm
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We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Ipswich

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Ipswich Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Don't make multiple applications for credit

If you apply for lots of credit then every company you apply to will check your credit file. This could indicate that you are desperate for money and will have an impact on your credit score. Banks and building societies even check your credit score when you open a bank account.

Don’t worry, checking your credit score through Experian, Equifax or CallCredit will not affect your credit score.

95% mortgages

As a rule, 95% mortgages are those which offer a 95% loan to value ratio (LVR) i.e. a lender grants you a loan of 95% of the purchase price of the house you're looking to buy.

Because the standard deposit is 10%, 95% is clearly a larger LTV than normal and you can expect to pay higher interest rates than normal on your mortgage.

You should bear in mind also that if house prices decline just 6%, you will technically be in negative equity; this is more acceptable if you're intending to stay put for a number of years (you might 'ride out' the price fall until prices rise again) but if you're intending to move again in the shorter term, you face selling your house for a lower price than you bought it for.


Ipswich is a large town in Suffolk and its county town. It often features on lists of very desirable places to live in the UK. Landmarks include Christchurch Mansion and Ancient House, St Mary le Tower (a medieval church) and the East Suffolk County Hall, now an arts and events centre.

Ipswich hosts the University of Suffolk and Ipswich Football Club, whose home ground is at Portman Road.

Property Price Stats for Ipswich


Average property price in Ipswich£189,782
% Change compared to last year5%
Population of Ipswich133,384 (2011)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Ipswich - Recently Completed

  • Siloam Place, Ipswich, IP3 0FE
  • 147 Freehold Road, Ipswich, IP4 5JP
  • 637 Bramford Rd, Ipswich IP1 5BD
  • 73 Cliff Ln, Ipswich IP3 0PQ
  • 189 Brunswick Rd, Ipswich IP4 4DB

Local High Street Banks in Ipswich

Mortgage Broker in and around Ipswich

Our Ipswich mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Martlesham, Claydon, Bramford, Copdock, Trimley St Mary, Woodbridge and Hintlesham.

Which banks are local to you?


  • Barclays - 1 Princes Street, Ipswich IP1 1PB
  • Ipswich Building Society - 46 Hening Avenue, Ipswich IP3 9QJ
  • TSB - 16 Buttermarket, Ipswich IP1 1BG

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Ipswich offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Ipswich Mortgage Broker Insider Tips

Get together all the required official paperwork you'll need for your conveyancing..

  • For ID purposes, you'll normally require an up-to-date passport and/or driving licence with a current home address.
  • You'll need to provide proof of funds; as an employee, you'll need at least the last 3 months' payslips and a P60; if you're self-employed, you'll need your SA302 from HMRC (you need to allow for a time lapse if you have to order this) or accounts covering the last 3 years.
  • If you're selling, you need any relevant documents detailing planning consents or building regulation approval and any guarantees for works or fittings and things like boiler safety certificates..

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