Mortgage Broker Croydon

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Available 8am to 7pm
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We handle the whole  Mortgage Process
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** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Croydon

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Croydon Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage Broker Tip 2

Turned down for credit unfairly? Appeal to the company involved

You have the option to appeal to a company which has turned down your application for credit if you feel the rejection is unfair. In the event that the decision was made by an automated system, you can ask for it to be reviewed.

If this approach does not work, don't immediately apply for similar credit from another company as you may make the situation worse in terms of your credit score. You should instead check your credit file, take any necessary steps to improve your credit score and leave it at least 3 months before you approach another lender.

Offset Mortgage

With any form of offset mortgage the applicant normally has a linked account which bears interest and this interest is offset against the interest payable on their mortgage loan, making repayments cost less.

The flip side is that interest rates charged on these mortgages may be higher than normal and, of course, the income from interest on the linked account can no longer be used for any other purpose.


Croydon is a large town and the administrative centre for Croydon Borough, lying 10 miles south of Central London. It has a very large shopping area including, for example, the Whitgift Centre indoor shopping area. Croydon has its own restaurant quarter, where you can enjoy any number of different types of world cuisine, centred on South End running just south of the High Street.

St Mary's Church in nearby Addington was established in 1040 and is the burial site for eleven Archbishops of Canterbury. Cultural options include the Fairfield Halls, which regularly hosts music concerts. Croydon also hosts the famous Brit School, based in Selhurst, which has produced stars such as Amy Winehouse and Kate Nash. Open spaces include Lloyd Park and Long Lane Woods.

Property Price Stats for Croydon


Average property price in Croydon£311,567
% Change compared to last year12%
Population of Croydon342,000


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Croydon - Recently Completed

  • Broomhall Road, South Croydon, CR2 0PX
  • 62 Fairholme Rd, Croydon, Greater London, CR0 3PH
  • 21 St James Road, Croydon, CR0 2SD
  • 36 The Ridge Way, Sanderstead, South Croydon, CR2 0LF
  • 17 Lavington Road, Croydon, CR0 4PQ

Local High Street Banks in Croydon

Mortgage Broker in and around Croydon

Our Croydon mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Thornton Heath, Sutton, Mitcham, New Addington, Addiscombe, Greenford and Sanderstead.

Which banks are local to you?


  • Metro Bank Plc - 1-2, Centrale Shopping Centre, Croydon CR0 1TY
  • Barclays Bank Plc - 1 N End, Croydon CR9 1SX
  • HSBC Bank Plc - 9 Wellesley Rd, Croydon CR9 2AA

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Croydon offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Croydon Mortgage Broker Insider Tips

Agree a date you want to compete by as soon as your offer is accepted

Even though you may not actually end up moving on the date you agree at this point, it is likely to focus any chain on a timeframe for exchange of contracts and completion, which is likely to save considerable time overall.

Ask your solicitor to inform all other parties of your preferred timeline.

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