Mortgage Broker Cheltenham

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There's no need to wait days to speak to a mortgage lender direct when you can get a FREE  mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.

 
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Free Mortgage Consultation*
No need for Face to Face meeting
Available 8am to 7pm
Bespoke Mortgage Rates**
We handle the whole  Mortgage Process
* Terms and Conditions apply
** Not available when applying direct with the mortgage lender
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Our Mortgage Broker Guide to getting a mortgage in Cheltenham

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Cheltenham Tip 1
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Get a free online credit report

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Discounted Variable Rate Mortgage

For these mortgages, repayments are calculated using a variable interest rate which is a set discount on a lender's Standard Variable Rate (SVR) (which itself is invariably a set percentage above the Bank of England base rate).

If the lender's SVR is 3.00% and the discounted rate gives you a 1.2% discount, you'll pay 1.8%. Your payments can go up as well as down.


Cheltenham, also known as Cheltenham Spa, is a spa town on the edge of the Cotswolds, an area of outstanding natural beauty, in Gloucestershire County. It hosts many festivals (literature, jazz, science and music) and Cheltenham Racecourse hosts the annual Cheltenham Gold Cup event. The town is famous for its Regency architecture. Landmarks include Cheltenham's Municipal Offices and the Government Communications Headquarters (GCHQ), with its 'doughnut' building.

Property Price Stats for Cheltenham


Average property price in Cheltenham£275,793
% Change compared to last year0%
Population of Cheltenham115,732 (2014)


The property price data is sourced from  the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>Land Registry
 

Mortgage Broker Cheltenham - Recently Completed

  • Lypiatt Terrace, Cheltenham, Gloucestershire GL50 2QW
  • 24 St. Pauls Road Cheltenham, Gloucestershire GL50 4EW
  • 48 Andover Road, Cheltenham, Gloucestershire GL50 2TL
  • 17 Beeches Road, Charlton Kings, Cheltenham, Gloucestershire GL53 8NG
  • 25 Montpellier Drive, Cheltenham, GL50 1TY

Local High Street Banks in Cheltenham

Mortgage Broker in and around Cheltenham

Our Cheltenham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Bamfurlong, Shurdington, Charlton Kings, Prestbury, Boddington, Bishops Cleeve and Southam.

Which banks are local to you?


  • Lloyds - 130 High St, Cheltenham GL50 1EW
  • TSB Bank - 164 Bath Rd, Cheltenham GL53 7NF
  • HSBC - 109 Bath Rd, Cheltenham GL53 7RA

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Cheltenham

Mortgage Brokers Cheltenham offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Cheltenham Mortgage Broker Insider Tips

Buyer? If you have specific enquiries you wish to ask the seller, get these over as quickly as possible through your solicitor.

Many enquiries are easy to answer but others will require the seller to produce specific documentation which they may have to obtain from third parties.

The sooner you get your own enquiries to the seller through your solicitor, the less opportunity there is for delays.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
Fixed Fee – No Sale No Fee – On all Major Lender Panels